A mortgage loan modification can permanently lower your monthly payment, but there are drawbacks to consider

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. Lenders look for ongoing financial hardship before approving a loan modification. Pekic/Getty…

Elon Musk tells Twitter managers in email they will be fired if they ‘falsely claim’ an employee is doing exceptional work

Elon Musk. Muhammed Selim Korkutata/Getty Images Twitter workers are confused about Musk’s new mandate for returning to full-time office work. Musk clarified his position in emails on Thursday, including a warning to managers. Musk said he will not tolerate any managers supporting employees who are not exceptional. Elon Musk on Thursday clarified his stance on…

A student loan default can be financially devastating. Here’s how to get out of trouble if it happens to you

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. Defaulting on your student loan can land you in a significant amount…

In the midst of Amazon’s record layoffs, corporate employees of the company float a forbidden word: Union

Tech workers gathered outside Amazon headquarters during a Climate Strike walkout and march in Seattle, Washington, September 20, 2019. REUTERS/Lindsey Wasson Amazon is undergoing the largest corporate layoffs in its history, reportedly shedding 10,000 employees. Job cuts, and a lack of communication from leadership, have sent many employees into a tailspin of anxiety. A small…

Nancy Pelosi wore the historically significant liberty brooch to her speech announcing she would not seek a Democratic leadership position

Left: Speaker of the House Nancy Pelosi (D-CA) presides over the House of Representatives as they vote on the second article of impeachment of U.S. President Donald Trump at in the House Chamber at the U.S. Capitol December 18, 2019 in Washington, DC. Right: U.S. Speaker of the House Nancy Pelosi (D-CA) delivers remarks from…

Biden will ask the Supreme Court to allow his student-loan forgiveness plan to move forward after lower courts blocked the relief

President Joe Biden Stefani Reynolds/Getty Images The 8th Circuit Court blocked Biden’s student-debt relief from moving forward on Monday. On Thursday, the Justice Department said it’s planning to ask the Supreme Court to reverse that decision. It also appealed another ruling from a Texas judge who declared the debt relief illegal. Amid a series of…

There are actually 2 personal Amex Gold cards — but only one of them offers bonus rewards on dining

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. American Express issues a variety of different cards that earn Membership Rewards…