What is a good credit score? It depends whether you’re asking VantageScore or FICO

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. Your credit utilization ratio should stay under 30%, but the lower the…

Biden calls USMNT to wish them luck before their first World Cup match in 8 years: ‘Coach, put me in — I’m ready to play’

President Joe Biden Susan Walsh/AP Biden called the USMNT to offer the squad support before its first World Cup game against Wales. “Coach, put me in — I’m ready to play,” Biden said. “The whole country is rooting for you,” the president added. President Joe Biden called the US Men’s National Soccer Team (USMNT) to…

Interest rates probably won’t stay high, thanks to a shrinking workforce and the tech industry’s ‘midlife crisis,’ top economist Paul Krugman says

Nobel-winning economist Paul Krugman Jeff Zelevansky/Getty Images Interest rates probably won’t stay high, top economist Paul Krugman wrote in an op-ed.  Higher rates are temporary due to lingering effects of COVID-19, and will likely be dragged down by lower investment demand. “What all this suggests to me is that the era of cheap money is…

Spotify adds one-click audio enhancement for podcast creators

When you think of podcast recording, you probably picture someone sitting in a studio with a Neumann microphone that costs more than your rent. Spotify wants to change that, making podcast creation something you can do in noisy environments and without expensive gear. The company’s one-button voice isolation feature, Podcast Audio Enhancement, debuts today in…

Researchers say iPhone usage data isn’t as anonymous as Apple claims

Code sleuths at Mysk are challenging Apple’s vaunted focus on privacy. The developers claim Apple’s anonymous usage data for some in-house apps includes a Directory Services Identifier (DSID) uniquely linked to your Apple ID and iCloud data. Apple could potentially use this DSID to pinpoint your App Store browsing habits, according to Mysk. This seemingly…

The Corsair HS80 wireless is currently a superb bargain of just $99.99

The Corsair HS80 RGB wireless is one of our favourite gaming headsets and it’s now a complete bargain for Black Friday. The Corsair premium gaming headset has lots on offer. It has ultra-low latency wireless audio options or 24-bit/96KHz high-res quality when plugged in on PC. It also packs a seriously awesome broadcast-quality microphone and…