Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. 2-year CD rates…

Jeremy Meek/Fati Abubakar/Andri Tambunan/Junya Inagaki/Octavio Jones for Insider On February 24, Russia invaded Ukraine, causing unimaginable death and destruction, shaking up the post-World War II global order, and setting off a humanitarian crisis in the country. Amid the horror of war, the missile attacks, and brutal occupation, a slower-moving crisis picked up speed: a shortage…

Oracle cofounder Larry Ellison. Justin Sullivan/Getty Images Database giant Oracle has started laying off some US-based employees, sources tell Insider. It may cut thousands of jobs globally, according to news reports. Workers in Canada, India, and Europe may be next. Database giant Oracle began laying off more of its US-based workforce on Monday, employees have…

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. Five-year CDs offer…

REUTERS/Brendan McDermid BlackRock says it isn’t expecting a dovish pivot from the Fed in the near term.  A rally in stocks suggests investors anticipate a slowdown in monetary policy tightening.  BlackRock said investors are strapped in for a “market rollercoaster” in the coming months. Investors are showing some optimism that policy conditions could ease after…

The cryptocurrency market was valued at more than $1 trillion during 2022. NurPhoto The US Securities and Exchange Commission charged 11 people for operating a crypto Ponzi scheme Forsage.io defrauded retail investors out of $300 million, the SEC said.  The scheme’s largest promotional group ran in the US from at least five different states. The…

In this chaotic summer travel season, you’re entitled to a payout if you’re involuntarily booted from an overbooked flight. Robert Alexander/Getty Images Air travel is especially chaotic this summer.  If you’re involuntarily bumped from a flight, US regulations say you’re entitled to compensation.  The dollar amount depends on the length of your delay and the…

Democratic senators Kyrsten Sinema and Joe Manchin talk in a Senate elevator. Kent Nishimura / Los Angeles Times via Getty Images Sen. Joe Manchin is defending his new proposed spending package and how it’s paid for. The deal would raise taxes on corporations and close loopholes for wealthy investors. GOPers say that amounts to a…

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. Generally, you’ll need…

Current mortgage rates Historic 15-year mortgage rates over the last decade Here are the lowest 15-year fixed mortgage rates each year, from 2011 to 2020: Current 15-year rates are now higher than they have been in recent years and may continue increasing. If your finances are in a good place, you could still lock in…