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The refreshed Amex Blue Cash Everyday card now offers a $7 monthly credit toward Disney Bundle subscriptions (Disney+, Hulu, and ESPN+).
American Express
The Blue Cash Everyday® Card from American Express just got refreshed with new bonus categories and benefits.
You can now earn up to 3% cash back in useful categories like US gas stations and US online retail purchases.
New cardholders can earn a welcome bonus offer of a Blue Cash Everyday® Card from American Express.
Read Insider’s guide to the best cash back credit cards.
There’s a new contender for the best no-annual-fee cash-back card with a surprising refresh on the Blue Cash Everyday® Card from American Express.
The new and improved version of the card comes with great new 3% cash back bonus categories and monthly statement credits for Home Chef and The Disney Bundle that could put money back in your pocket.
New cardholders can still earn a welcome bonus offer of a Blue Cash Everyday® Card from American Express. In addition, there’s no longer a redemption minimum on cash back earned — previously, cardholders could only redeem reward dollars for statement credits whenever their available reward dollars balance was $25 or more.
Here’s a look at all the updates on the Blue Cash Everyday® Card from American Express.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Amex Blue Cash Everyday changes
New and improved bonus categories
Before this update, the Blue Cash Everyday® Card from American Express earned 3% back on the first $6,000 spent at U.S. supermarkets each calendar year (then 1% back), 2% back at U.S. gas stations, and 1% back on all other eligible purchases (cash back is received in the form of Reward Dollars).
With the refresh, cardholders now earn:
3% cash back at U.S. supermarkets on up to $6,000 spent per year (then 1% back)3% cash back at U.S. gas stations on up to $6,000 spent per year (then 1% back)3% cash back on U.S. online retail purchases on up to $6,000 spent per year (then 1% back)1% cash back on all other eligible purchases
While plenty of cards earn extra rewards on groceries and at gas stations, there are very few that offer bonus points for online shopping. If you’re someone who does a majority of their shopping virtually, whether it’s Black Friday deals, Prime Day, or a well-deserved shopping spree, Blue Cash Everyday® Card from American Express’ online retail purchases category could be an excellent way to earn money back on these expenses.
Streaming and meal kit reward credits
If you already subscribe to the Disney Bundle (which includes Hulu, Disney+, and ESPN+), or are considering subscribing to the streaming service, this may be the perfect card for you. The Blue Cash Everyday® Card from American Express now comes with a $7 monthly statement credit toward your Disney Bundle subscription (up to $84 per year).
Amex also partnered with Home Chef to offer a $15 monthly credit towards your Home Chef subscription (up to $180 in credit per year). If you already use the meal kit service or looking to save on future meals, the Blue Cash Everyday® Card from American Express could reduce your monthly expenses.
Is the Amex Blue Cash Everyday worth considering?
The Amex Blue Cash Everyday® Card from American Express bonus categories makeover is certain to turn heads, but does that mean it’s the right card for you? You’ll benefit most from the card if you often shop online, frequent supermarkets, or spend a hefty chunk of cash paying for gas (which many Americans are due to increasingly high gas prices throughout the country). Receiving 3% cash back at US supermarkets and US gas stations (on up to $6,000 per category per year, then 1%) are substantially helpful categories for most households.
One of the most eye-catching benefits of the card is the Disney Bundle and Home Chef credits. If you’re already paying for these subscriptions, these reward benefits are a real steal considering the card has no annual fee — you could potentially get $250 in value per year if you maximize this perk.
Still, it’s important to point out that you’re not getting these subscriptions for free. The Disney Bundle and Home Chef come at a significant cost. The Disney Bundle starts at $13.99 a month and Home Chef has a weekly minimum cost of $49.95. Even with the credits, you’ll still be paying a substantial amount out-of-pocket. Unless you are already subscribed to these services, you’re not likely to benefit from these new perks.
Likewise, all bonus categories are individually capped at $6,000 per year (after which, cash back decreases to 1%). This card may not be best suited for someone that spends big on groceries. If you plan on hitting that cap before the end of the year, you’d be better off considering a card with an uncapped 3% back on groceries, like the Capital One SavorOne Cash Rewards Credit Card.
Also, someone who doesn’t spend a lot on groceries, gas, or online shopping would probably get a better overall return using a flat-rate cash-back card instead, which earns high rates across all categories. The Wells Fargo Active Cash® Card provides 2% cash rewards everywhere with no limits. You could also consider the Chase Freedom Unlimited® which earns you at least 1.5% back everywhere with no caps.
Bottom line
The new bonus categories and statement credits on the Blue Cash Everyday® Card from American Express can be more than worthwhile if you’re someone who spends a lot of time online shopping, streaming the Disney Bundle, or preparing meals from Home Chef.
The card is best for those who spend a lot on gas, groceries, and online purchases. The Blue Cash Everyday® Card from American Express now comes with 3% cash back at US supermarkets (up to $6,000 per year, then 1%), 3% cash back on US gas stations (up to $6,000 per year, then 1%), 3% cash back on US online retail purchases (up to $6,000 per year, then 1%), and 1% cash back on all purchases. Amex has also eliminated the minimum redemption amount on the cash back earned.
Earning statement credits toward The Disney Bundle ($7 per month) and Home Chef ($15 per month) is a great deal for a no-annual-fee card. However, these perks could go to waste if you never intended to use these subscriptions.
These Blue Cash Everyday® Card from American Express updates are positive, but if have no use for the new statement credits and don’t spend significant amounts on online shopping, groceries, or gas, you’d likely do better with a different card. Be sure to read Insider’s guides to the best no-annual-fee cards and top cash-back credit cards for more options.