Startups and their investors love to talk about big markets and how they are going to go about tackling them. Total addressable market, or TAM, refers to the dollar value of what a startup wants to sell to a certain population. If you make a widget that plugs into a browser, your TAM might be…
Monthly Archives: September 2022
Microsoft has told customers it will no longer be accepting payment by check as it looks to modernize its accounting systems. The Register uncovered an advisory from the computing giant issued to direct-bill partners transacting through its Cloud Solution Provider (CSP) program in the US and Canada confirming that it would not accept check payments…
Behavioral finance analyzes psychological influences on investors and financial markets. JGI/Jamie Grill/Getty Images Behavioral finance is the study of psychological influences on investors and financial markets.Behavioral finance biases often lead people to make illogical or detrimental investment decisions.Understanding financial behavior biases can help people make more rational moves with their money. Why do even experienced…
Most interest income earned on your savings and investments counts as taxable income. It’s taxed at the same rate as your regular income. vitapix/Getty Images Most interest income earned by investments is taxable on both the federal and state levels.You pay taxes on interest income at your ordinary income tax rate.You can avoid or defer…
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Snap CEO Evan Spiegel demos the company’s AR glasses. Snap Inc/Getty Images for Snap Inc Snap morale is at a low point after massive layoffs and a new harsh Amazon-like management style. Snap’s new COO Jerry Hunter worked at Amazon for many years. Sources said to Insider that managers were told to put 10% of…
Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. Average interest rates on refinanced student loans are mostly up from two…
Dividend income is taxable, but rates depend on how long you’ve held the stock shares. Tempura/Getty Images Dividends from stocks or funds are taxable income, whether you receive them or reinvest them.Qualified dividends are taxed at lower capital gains rates; unqualified dividends as ordinary income.Putting dividend-paying stocks in tax-advantaged accounts can help you avoid or…
The author, Rebecca VanderKooi. Courtesy of Rebecca VanderKooi I moved to NYC this summer after graduating from college in small-town Michigan. While the overall cost of living is, of course, higher, I was surprised to find eating out could be cheaper. It also costs less to take the subway than to drive in Michigan, and…
Short selling is selling stocks you’ve borrowed, with the hopes to buy them back later for less money. blackred/Getty Images Short selling means selling stocks you’ve borrowed, aiming to buy them back later for less money.Traders often look to short-selling as a means of profiting on short-term declines in shares.The big risk of short selling…